Legal

Privacy Policy

How member information is collected, used, and protected on this platform.

What we collect

  • Account information: your name, email address, and password (stored in hashed form by our authentication provider).
  • Profile and progress: your membership level, roadmap progress, completed lessons, completed assignments, scorecard answers, and goals you create.
  • Financial records you enter: transactions, income sources, accounts, recurring bills, debts, and assets. These are entered by you. We do not ask for and do not store bank login credentials or full card numbers.
  • Usage information needed to operate the platform, such as the pages you visit while signed in.

How your information is used

  • To operate your account, calculate your scorecard results, show your progress, and display the tools you use.
  • To recommend a starting stage and surface relevant lessons, tools, and resources.
  • To send account messages and, if you leave those preferences on, product updates. You can turn these off in your profile.

Who can see your data

  • Your financial records, scorecard answers, goals, and progress are restricted to your account. Other members cannot view them, including by navigating directly to a URL.
  • Platform administrators can see account and progress records in order to operate the platform. Private financial transaction details are not exposed to administrators through the member interface.
  • If you request account deletion, the request is recorded and the team contacts you to confirm before records are removed.

Third parties

  • Automatic bank connections are not configured. If a provider such as Plaid is enabled in the future, credentials and access tokens would be stored server-side only, never exposed in the browser, and you would be asked for explicit consent before any account is linked.
  • Partner programs (including TPFN) and Diamond Elite Credit services are separate destinations. When you leave this platform through a partner link, that provider's own privacy policy applies.
  • Some directory links are affiliate or referral links. They are labeled as such on the listing.

Your choices

  • You can update your name, notification preferences, and scorecard answers at any time.
  • You can request deletion of your account from your profile page.
  • You can ask the program team for a copy of the information associated with your account.

Security

  • Access is enforced by the platform on every record request, not only in the interface. Sensitive integration credentials, if any are added, are held server-side.
  • No system is perfectly secure. This platform does not claim certification under any specific security or privacy framework, and it is not a bank.

This policy describes current platform behavior. It is not legal advice, and it should be reviewed by qualified counsel alongside the terms of use before launch.