Legal

Terms of Use

The ground rules for using this platform, and the disclosures that go with the education.

Educational purpose

The Financial Freedom Roadmap is an educational and financial management resource. It is not a bank, lender, credit repair organization, investment adviser, broker-dealer, law firm, tax professional, insurance carrier, or government agency. Content is provided for general information and self-education.

No individualized advice

Nothing on this platform is individualized financial, investment, legal, tax, or insurance advice. Your situation is specific to you. Consult appropriately licensed professionals before making decisions with significant consequences.

Estimates, not guarantees

Calculators and scorecards produce estimates from the numbers you enter. Future-growth, retirement, and debt-reduction figures are hypothetical illustrations that assume steady returns and no fees, taxes, or inflation. Credit outcomes, approvals, funding, income, and debt reduction are never guaranteed.

Membership

Free and premium membership levels differ in the content and tools available. Access rules are enforced by the platform. Premium billing is not active; where a price is not published, no price has been approved. Roadmap membership is separate from any TPFN membership and from any Diamond Elite Credit service enrollment.

Your account

You are responsible for keeping your login secure and for the accuracy of the information you enter. Do not enter another person's financial information without their permission, and never enter bank login credentials or full card numbers anywhere on this platform.

Partner programs and affiliates

Some directory listings and stage resources link to partner businesses, including TPFN programs and Diamond Elite Credit services. The platform operator has business relationships with some of these providers, and some links are referral or affiliate links. Those relationships are disclosed on the listing page. Partner programs are not presented as independent, unbiased endorsements, and their terms, pricing, and results are their own.

Content and changes

Lessons, tools, resources, and features may be added, changed, or removed as the platform develops. Administrator-configured settings, including membership details and graduation requirements, may change.

Limitation of liability

You use the platform and act on what you learn at your own discretion. To the extent permitted by law, the platform is provided without warranties, and the operator is not liable for decisions you make based on educational content or calculator output.

These terms describe current platform behavior. They are not legal advice and should be reviewed by qualified counsel before launch.