Stage 2 · Credit Optimization
Credit Report Review Checklist
A guided review of your three reports, section by section.
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- Pull reports from all three nationwide agencies
- Confirm every account listed is yours
- Check balances and payment history for errors
- Review inquiries from the last 24 months
- Note any incorrect personal information
- Dispute items you believe are inaccurate, in writing
- Set a reminder to re-check in 60 days
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